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Registered Education Savings Plans (RESPs)
RESP Planning Made Simple for Real Families
At Lionspoint Financial Services, we know your child’s education means everything to you. An RESP is one of the easiest ways to give them a strong start. It helps you save at your own pace, grow your money tax‑free, and unlock government grants that put free money toward your child’s future.
This isn’t about complicated investing. It’s about giving your child options and confidence when they’re ready for college, university, or a trade.
Why Parents Choose an RESP
Government Grants
With an RESP, the government adds 20 percent to your contributions each year, up to a lifetime maximum of $7,200. It’s one of the easiest ways to grow your child’s education fund because every dollar you put in gets an automatic boos
Tax‑Free Growth
Your RESP grows tax‑free until your child uses it for school. More growth, less stress, and a bigger education fund over time.
Flexible Contributions
You choose how and when you contribute. Monthly, yearly, or whenever life allows. Every dollar helps.
Support for Any Path
University, college, trades, apprenticeships — an RESP supports all of it. Your child gets the freedom to choose the path that fits them best.
How an RESP Works
1. Open the Account
You set up an RESP with Lionspoint. It’s quick, simple, and doesn’t require a big initial deposit.
2. Contribute at Your Own Pace
There’s no pressure. You add money when you can, and your savings grow tax‑free.
3. Receive Government Grants
The government matches a portion of your contributions, up to $7,200. These grants build your child’s education fund faster.
4. Use the Funds When School Starts
When your child begins post‑secondary education, the RESP can be used for tuition, books, housing, and other school costs.
A Better Way to Plan for Their Future
Parents often tell us they avoided RESPs because they felt confusing or overwhelming. At Lionspoint, we make it simple. Clear steps, straight answers, and support that fits your family.
Learn More
Ready to Start Saving?
An RESP can make a huge difference in helping your child achieve their educational goals. Connect with us to discuss how we can help you build a personalized RESP strategy that fits your family’s future.
Book your meeting today to discuss your RESP options
Click here to schedule an appointment to discuss your Education planning needs
Lionspoint Financial Services
Register for our upcoming webinar
A simple, friendly session that helps young families understand the four layers of protection — and how to build a plan that keeps your home, your income, and your kids secure.