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In your initial meeting with us, you can expect a collaborative and informative discussion aimed at understanding your financial goals, current financial situation, and risk tolerance. We will ask questions about your financial landscape, discuss  your short-term and long-term objectives, such as retirement planning, investment goals, and major life milestones. This initial consultation is an opportunity for you to ask questions, express concerns, and establish if we are a good fit, fostering a foundation for a collaborative and ongoing financial planning relationship. 

 A better question is what can’t we assist you with? We help our current clients with most things associated with their personal financial lives. Some examples are refinancing mortgages, money-saving tips on buying a vehicle, what to do after a divorce, caring for aging parents, referrals to local tax and legal professionals and many others. Our teams’ experience and vetted network of professional service providers help point clients to appropriate providers based on their personal needs and preferences. 

 The truth is that the amount needed to retire varies for each client. There are many factors that make up what you will need to retire and these include your current and future spending habits, lifestyle choices, healthcare/long-term care costs, cost of living, taxes, supporting parents or adult children and housing costs to name a few. Inflation is silently lurking in the shadows as well, causing prices for goods and services to increase and purchasing power to decrease. Our team will work with you to determine your needs, create a customized plan and navigate the details. 

 At Lionspoint Financial Services, we offer appointments that will fit into your lifestyle. We offer in-person meetings at our office in Hamilton, ON during normal business hours and in specific circumstances, we still do house calls! We also offer Zoom video conferences for those who want technology, convenience and want to see our smiling faces (but not too close up!). 

  Believe it or not, not everyone needs our services. Many people have the skills, knowledge and time to manage their own wealth. However, many of our clients do not have the experience or comfort level without having us as a coach. We provide advice across many aspects of our client’s financial lives and coordinate with their professional tax, legal and insurance advisors to put time back in our client’s lives to allow them to focus on the things that are most important to them.